Andrew McGaw is a Canadian (with Cayman Status) and was a banker with CIBC for 21 years, in the Canadian Province of Quebec, the Caribbean, and at that Bank's Head Office in Toronto. He managed a number of branches in Canada and was manager of a branch in Jamaica. Part of the period was spent with the Bank's Cayman Islands Office where he was responsible for all credit lending in the country. He has a strong banking background. For the past 20 years he has been President of Hastings Consulting Ltd., Financial Consultants, primarily focusing on the financial needs of domestic and international corporations.